You are indeed correct in your observation that we haven't the funds for such a loan at this time, having already distributed a great sum in our three loans in progress. Having posted first however, you will be the first person privy to such funds once they are returned to us and we may grant your loan. If it please you, we shall notify you via private communications when the appropriate amount of credits are available. Thank you for your interest.
Mr. Akaza,
A lump sum is preferable, as it eliminates any confusion about which week the loan can be said to be paid off, and thus what amount of interest is due.
