' Wrote:Look at my post and tell me if I am telling that.
' Wrote:And the losses Rheinland suffers which are no longer covered by insurance, hm?
Rheinland is "suffering losses" in one way or another. Insurance cost money as well. Just, through IC insurance services, these losses are "spread" among all insured parties.
Now, the amount of cash IC is getting from Rheinland cannot be lower then the insurance they're paying out. Because one of main goals of this business, like in many others, is to gain profit. There's a reason why insurance companies so depend on the large amount of analysis of their potential expenditures due to various circumstances, that said insurance covers.
This is why IC was still getting more money out of Rheinland then it was paying back. No matter what - unless it's a charity organisation, as I said.
At same moment, I guess it is possible to take over IC insurance business in Rheinland.
The economic system left to us by Digital Anvil is very, veery restricted (and extremely simplified) - it's an adaptation to a 2003 game that takes few days to complete main campaign. it's an adaptation to universe where companies, once created, almost never cease to exist, where companies last for centuries, where companies, once they gain certain part of the market are hardly going to lose it, where planets are the size of battlship, and so on.
It was just put there to add to environment, without putting too much thinking into it.
Liberty - America - financial business - k'ay, lets give em uber insurance company.
Kusari - Japan - high tech stuff, clan system - ok, lets make Kishiro and Samura.
