All the rules you quoted are those that I find very important. There are others that are less important and could be discussed, but the real basic rules are there for very good reasons.
And I know you love the "shiploss on death" idea, but I hope it will never come true. I want to play as relaxed as possible. And fearing that a gank could cost me a billion because someone doesn't like me or because I was in the wrong place at the wrong moment? Just... no.