Maybe you should forget name SRP. Really. Name it Capital ship licence. The main point of it for me is not approval proccess. My point of view - make it quite easy. Like 25 million, 10 sentences about captain and ship history. Makes the text sense (no 14 years old captains anymore please)? It is understandable? Good give him green.
The main thing about this is possible punishment. "Your license may be revoked for heavy offense against -add house- laws or the rules." Something like that, no need to remind it will need definition and it can be abusable (what can´t be...), I know it.
But you have finally something what player is really afraid off. "So you swore heavily in system chat and then blow up somebody without single word? Say bye to your cruiser. Wait, you also helped with your Navy cruiser to unlawful against other lawfuls because he was your friend? Say bye to all your cruisers." This could be real punishment for somebody who want caps. So he has to watch what he does.
