As someone who has created a new faction somewhat recently, I can say that it is really annoying to have to deal with all the regulations that come with the application.
Not only does it take 3 months to process the request, and let us be real it takes more than that because the votes are almost never on time anyway, on top of the money not being taken on the day/week of the application without pinging GM's at least once, but you also have to wait 1 month before you can even apply for Officialdom when your faction is freshly created.
I understand the reason behind it though. People would just spam Officialdom requests for factions that are created out after someone has had a few too many beers or just lose interest after a short time and you'd end up with yet another dead Official Faction that only logs at the end of every activity check to remain official.
Remove the stupid 1 month timer, lower it to 2 months. 1 month might be too little, but 3 is definitely way too much.
As for the activity check, my opinion is kind of the same. 1 Month might be iffy because there are always situations that happen iRL that prevent you from logging, and I think punishing people for things they might not be able to influence is a bad idea. However, if we were to lower the trial phase for factions that just lost officialdom from 3/2 months to 1 so they can regain it quickly, I'd say the monthly checker is fair
Last words are for fools who have not yet said enough.