Well, I see that my claim was wrong. There is not enough of cheap civilian ships sold at the colonies, in fact for such widely used ships (the civilian line) they have only a few selling points.
You can mine Gold in Bretonia. In Rheinland, there's Diamonds. And Kusari, well ... you can always get your money by trading / escorting / cargo piracy as usual.
A starflier can be trashed in New York by pirates, too, I don't see the difference. Perhaps the newbies could ask for an actual House Police assistance to help when it gets hot, hm? I think the local police would at least have something to do.
The civilians need protection always, be it Liberty or not.
Even without the changes (more civilian ship selling points) I think this would be at least worth a try. Say, a little experiment. The admins can switch the starting location manually every few days, anyway. No need for software.