Quote:so - whos cash would be removed in the case of a sanction?
This is simple to solve...
If a "Server Rule" is broken, then the punishment should be applied to the PLAYER and all the characters on that account... The credits being taken from the bank associated with that account... If no bank or nothing in the account, then apply it to the characters as usually done...
If a "Faction/RP/PVP Rule" is broken, then the punishment should be applied to the individual characters... If the character doesnt have enough credits, it is then taken from the bank instead...
As for traders and pirates, if the trader "claims" to not have credits, demand their cargo instead... Like any pirate should. :) Not having credits or "credit cards" on the trader character could end up costing them thier entire trade run and profit...
Shouldnt be allowed to "pirate" a bank account though... In RP you would have to land on a base or planet to access the "banking system". Thats how it would work and make sense, atleast to me... Like stopping for an ATM or using a debit/bank card in a store.