SWG vs EVE vs FL

[Dab]

But from what I gather if you die and have no
insurance. You lose EVERYTHING.
(Ship, player stats, etc.)

Not true.

First, you lose your ship yes. But even if you have no insurance, you get something like 25-30% of the price of the ship back. So if your ship is 100mil, you get about 25 mil back. So you aren't left with absolutely nothing.

Further, you can buy a clone to hold more skillpoints.. If your ship dies, you jump out in a pod and all is well. Except for the lost cash that is. If someone destroys your pod however, THEN you die. If you have a clone that covers your skillpoints, your fine. If your clone doesn't (say you have 1 million skillpoints, the default clone that you'll always have until upgraded covers 900,000) cover your skillpoints, you only lose those skillpoints it doesn't cover. In the example, that means you go from 1,000,000 skillpoints, to 900,000 points. You lose the last 100,000 skillpoints you trained.

The ONLY thing dieing effects is the money lost from your ship + implants, and the skills you MIGHT lose if you don't keep your clone updated. Keep your clone updated and you will NEVER lose your skills.

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