I've never been able to afford anything bigger than a fighter (accept one basic transport) since I started, so I dunno.
I also avoid PvP like the plague if I can since I'm an RP primary, pilot secondary. Odd considering my religious playing of ace combat and other flight sims. I'm just not up to snuff here. Also, having cruisers randomly pop out of nowhere and firing on me without a word makes getting good at fighter vs cap hard since I explode or have to run as soon as the fight starts.
*eyes that IMG Albatross that fired on Axton as it came out of the california gate into NY.....blinks as he tries to rationalize an IMG cruiser being there then running out to Alaska...*
Anyways, I'd love to fly a cap ship some day. The role play potential and survivability would be nice.