There is a handy little Cap Ship purchasing guide around here somewhere, its pinned I believe. If you read it, it would tell you to read up on your intended ship, ask around about it, and look into what you need to make your RP, acceptable. Had you read this, and not jumped the gun on the Capital Ship, you probably would have heard about that, and could have (If you were dead set on that AI Cruiser) written a RP Story about it, and probably have gotten an Admin Approval. Don't complain, when you could have done more to prevent this untimely loss of credits than you seem to have done.