stop whining, buy armor, give up your 5k for something that can dodge or has tons of turrets:D
if it's a faction that hates me, then i expect to be destroyed, have all of my cargo stolen or raped for 50mil. otherwise, i wouldnt pay over 3mil, i hardly ever trade on my own, so if you're not going to accept 6 mil from me and whoever i'm convoying with then BL, you get 12 turrets shooting at you and a hefty repair bill for being greedy.