Admin Notice: Policy Changed

[fencore]

Sounds like a bad change for both the new player and the experienced player with wealth.

See, this is what I don't agree with.

The only loan I've ever taken during my time on Disco was 15 million. It was back when I first joined OSI (and Penpen was the loaner, actually). I'd earned just enough to buy myself a Gull doing some indie work, mostly mining Helium in the field behind Erie. I bought the transport, but ended up royally screwing the rep over. Being brand new, that was tough, but Pen set up the ship, left some working money on it, and gave it to me with the provision that I pay him back whenever I could.

So, yeah, I could understand new guys needing a little to get going. Enough to buy a small transport or miner. After I took that 15 million, I worked for the rest of it. I traded in that Gull until I could pay Penpen back. Then I went until I could afford an Albatross. Traded in that until I could afford a BWT. Traded in that until I could afford a Whale. I paid off my debt before I moved on and I didn't take any more than I absolutely needed. None of this borrowing 400 million because I couldn't wait three weeks to have my battleship.

For people who are looking to take a loan and aren't going to be able to without jumping through a few hoops, unless you're a brand new player looking for a couple mil, I have no sympathy. Work for what you want. Oftentimes it's that big shiny battleship. That work makes the payoff that much more satisfying and is positive contribution to the community. Paying off the debt after the fact? That's a chore. You can't have fun with that. That's grinding because you have to because you couldn't wait, not grinding because you want to because you're working toward something.

For the loaners, you can still loan, just make sure you know who you're loaning to. Pen, in your case, Ben wasn't in our group but maybe two weeks. I don't really consider that enough time to build enough trust to hand someone as much as you did. It sucks, I feel for you, but eh. It was your choice and your risk. Same goes for any other loaner.

My point? I don't see why the admins should be saddled with the work for irresponsible use of funds. Not when they've got better things to be doing with their time. I'm in support of this ruling. Everyone else, work for what you want.