Why would a pirate leave you alive? Be thankful they must demand something first = P
I made most of my money in 4.85 with many many embargos, with many many pirates, and not mining at all. And I was capable of buying whatever ship I wanted. And I'm not a super trader who escapes from every pirate, I've been pirated, for all my cargo, for 2 mil, for 500k, for many things. Even simply destroyed for belonging to a coorporation from a house you hate. And still, made more money that I needed.
And like me, anyone can make enough money to buy whatever they want.
I do understand that the lack of participation from the pirate's side, can be annoying sometimes. It's not just with the pirates, it's everywhere, there's always people who don't get too deep with their chars, or don't want, or something always happens that makes people play simply their chars.
Complaining that it's just the pirates who do that, makes me think that this is more related that you were succesfully killed/pirated, it's not just you, many people complain about the same, but I never saw a thread with the title "Traders don't RP with me, let's put more restrictions to their IDs". And when people see threads like this, they die for posting a "get over it". It happens, you wanna complain? Complain, it's good to vent things from time to time. But, there's no solution to change people's actitude, no matter what rules you add, or how hard you control them.
@Vogel: I've pirated for all the cargo more than once, I've forced people to drop all the cargo on my KNF more than once. I didn't do it because I got beated up in school, I was the bully in school! I pirated all the cargo because it made sense at that point, depending on the cargo, on my faction, on the trader's faction. Of course pirates target ships that they can beat, it's the whole point of being a pirate, you will not pirate a battleship or cruiser (although, I've seen it). One of the major problems here is that many people think other players want to be jerks and screw your fun, and no matter what the other player does, it will be always to screw your fun. Sometimes, they are jerks, but manytimes, people pre-judge the other player, and can't see beyond their own view of what's good role play, or how things should be played.
For more that this annoys you, this is a game, with many people playing it, things will not always come out the way we want, best way to deal with it is, chilling, laughing, and respawning.