Centauri wears his wisdom well & I /sign everything he said.
I've given hundreds & hundreds of millions to the Angels to the point where after a couple years I've no clue how much I've shelled out, & honestly, I don't care. I gave the credits because I trusted that every cred would not be squandered & go to make the server a better place in the long run.
Now I mean this in the most positive way, but players that beg & panhandle are imho disgustingly lazy and can bite me...I'm really big on that 'teach a man to fish' ideal.
I rarely loan money, occasionally I will give new players little jobs to do like take this here, or scout for me over here or what not. New players make excellent scouts actually, as no one suspects them. I do occasionally give out loans but it's usually for a specific purpose and never any more than 5 mill.