Not necissarily. If you have a good, solid, controlled faction (Say, the RM, SF, and perhaps the AW (Although I can't really speak for anyone besides the RM)) then you should be able to limmit yourselfs.
One of the reasons that the RM is using more capital class ships is because the smugglers have trains, the pirates have gunboats, the smugglers friends have battleships, and the Phantoms are just plain nasty. Ok, so maybe that's a lot of reasons, BUT they are valid! If it were harder for single people to get battleships, or perhaps trains and so on, we would also down-grade our stuff as well (Although maybe not... We are the Military, after all. Rheinland has an excess of military ships, at the moment. ;) )
This is the real true story of rock and roll; it was not about anything more then, how to live your life, as a gangster, in sartorial splendor, and turning the world into a place where normality would never return again...- Malcolm McLaren